These two words are enough to strike fear into the hearts of many a small business owner. The only way to tell a person who only speaks Spanish about insurance is to speak Spanish. Speak to your insurance broker about the positive and negative affects it could have on your business and your insurance program. We know how busy it can be too, so let us help you get the insurance you need quickly and simply. A Point of Service plan is a managed care insurance similar to both an HMO and a PPO.
By partnering with us, you’ll have an extra set of very experienced eyes and ears watching out for your business, along with access to a wide range of flexible business insurance solutions tailored to your unique needs. A lawn-care business might be useful for part of the year in a northern state, but it is in-demand year-round in the south.
Property insurance — Property insurance will cover the property and buildings owned by your business in the event of destruction or damage due to things like fire and other perils. This was followed by creation of five insurance companies in the life and non-life sector.
This gives the option for each business to purchase exclusive specific services from an insurance company’s arsenal. Researching similar local businesses will also help you decide where to locate your business location Try not to start up a store or office close to another business of your type.
There will be benefits for small business owners in the form of insurance exchanges, pools, tax credits, subsidies etc. As consulting businesses mostly give advice to clients, the PI insurance will cover the businesses for any advice given to clients. Our recommendation is before getting your Business Insurance check that you are covered from Theft or Lost. Landlord – Often a Landlord requirement for a leased location is an early insurance barrier.