You’ve invested a lot of time, money and sweat in your small business, so it makes sense to protect that investment with smart and professional insurance coverage. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ. Your liability insurance would cover their medial bills, any physical therapy they may require, and possibly even additional payments for emotional stress. If this is the case, have your insurance agent to add a home-office rider to your policy.
Working from a home office or doing business from your home can be a great way to earn extra income and has a number of intangible benefits: less stress, no commute, time with the kids, etcetera. PI insurance covers the architectural firm against any compensation claims and legal costs due to property or material damage.
Designed specifically for small businesses and tradesmen, we offer tailored policies to make sure you pay no more than you need to. Great quotes available on PUBLIC LIABILITY, EMPLOYERS LIABILITY, PROFESSIONAL INDEMNITY and many more products! Combinations like these have saved both business owners and employees bundles of cash.
There are some companies that have came up with a type of food insurance that works different than the above homeowners food spoilage insurance. Get peace of mind when running a business by protecting yourself against public liability, fires, floods and more with small business insurance.
Running a business is fun, scary, challenging, rewarding, worrying, expensive and profitable and most entrepreneurs wouldn’t have it any other way. Speak to your accountant to find out which of these are deductible as business expenses and which ones you will need to pay for yourself as an individual.